Ms. Morales oversees global treasury and capital markets operations, including liquidity management, asset and liability management, and capital funding.

Prior to joining Phoenix Tower International, Ms. Morales worked at The Bank of Nova Scotia, a leading financial institution in North America, Latin America, the Caribbean, and Asia-Pacific. She held multiple positions within the Global Banking and Markets and International Banking divisions, and most recently worked as Associate Director on the Global Loan Syndications team assisting Latin American corporates in the structuring, underwriting and distribution of bank market loans. Ms. Morales began her career as an Equity Research Analyst for one of the top five investment banks in the U.S.

Ms. Morales graduated with honors from the University of Costa Rica with a bachelor’s degree in Business Administration.